Mortgage rates have taken a turn for the better, and there’s an audible rushing sound as homeowners flock to refinance. Refinance applications jumped 47% week-over-week recently, according to.

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The average rate for a 10-year fixed-refinance loan is 3.69 percent, down 5 basis points over the last seven days. Monthly payments on a 10-year fixed-rate refi at 3.69 percent would cost $1,000.

The average rate for a 10-year fixed-refinance loan is 3.23 percent, down 6 basis points over the last seven days. Monthly payments on a 10-year fixed-rate refi at 3.23 percent would cost $979.05.

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Mortgage rates continued their move lower as 2018 comes to an end. Average 30 year mortgage rates today are at 4.61 percent, down from the prior week’s average 30 year mortgage rate of 4.67 percent. Current mortgage rates on 15 year fixed loans are averaging 3.78 percent, a decline from last week’s average 15 year rate of 3.84 percent.

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The national average for a 30-year fixed-rate refinance saw an increase, but the average rate on a 15-year fixed held firm..

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Refinance rates valid as of 28 Jun 2019 08:32 am CDT and assume borrower has excellent credit (including a credit score of 740 or higher). Estimated monthly payments shown include principal, interest and (if applicable) any required mortgage insurance. ARM interest rates and payments are subject to increase after the initial fixed-rate period (5 years for a 5/1 ARM, 7 years for a 7/1 ARM and.

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Refinancing a mortgage with U.S. Bank can help you change terms, lower monthly payments and reduce your interest rate. We offer a variety of home refinancing options and are ready to help you find the right choice for your needs.

ECB President Mario Draghi in a speech last Tuesday put rate cuts back on the table. The central bank last reduced the deposit rate to -0.4% and the refinancing rate to. lows in sub-108.00 levels.

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Home Loan Interest Rates Ease Slightly Home loan interest rates eased slightly but remained near record lows according to Freddie Mac’s recent survey results. Freddie Mac, a provider of stability and liquidity for the united states’ residential mortgage markets, conducts surveys weekly to assess four types of home loan interest rates.

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